Describe the outcome, not the rail.

Financial intent is the stable interface that survives provider, asset and settlement changes underneath.

Outcome

Destination value, beneficiary, timing and funding asset are first-class inputs.

Finality, counterparty, asset, exposure, jurisdiction and mandate constraints travel with the intent.

Institutions can express whether certainty, total economic cost, speed or other approved objectives dominate.

The customer application should not need to know which specific rail ultimately wins execution.

See how this layer fits into the complete GIBP architecture.