GIBP

Platform

From financial intent to verified execution.

GIBP converts an institutional outcome and its constraints into a compliant, optimised execution plan across money, liquidity, credit, collateral and settlement rails.

Permanent architecture

The layers that survive changes in money and rails.

Each layer has a separate maturity state. Architecture intent is not presented as production evidence.

Architecture version 2026.09 · 25 September 2026
01Financial IntentOutcome, constraints and priorities — not a hard-coded rail.
02Policy CompilerJurisdiction, sanctions, mandate, asset and counterparty rules.
03Financial State GraphLiquidity, credit, collateral, providers, assets and obligations.
04Execution MarketEligible providers and rails compete for the instruction.
05Liquidity & CapitalOptimise cash, FX, prefunding, credit and collateral together.
06Settlement AbstractionBank money, tokenised deposits, stablecoins, central-bank money and future rails.
07Evidence & RecoveryFinality, reconciliation, failover and proof of why the route was chosen.
Sandbox

Financial Intent OS

Express the required outcome, constraints, priorities and approval rules rather than a hard-coded rail.

Sandbox

Trust & Regulatory Compiler

Remove impermissible routes before economic optimisation using jurisdiction, sanctions, mandate, counterparty and asset policy.

Private preview

Global Financial State Graph

Represent connected cash, expected flows, credit, collateral, providers, settlement assets and obligations.

Roadmap

Global Execution Market

Let eligible providers and rails compete for institutional flow, with split execution where appropriate.

Roadmap

Liquidity & Collateral OS

Optimise cash, FX, prefunding, credit and collateral as one balance-sheet problem.

Roadmap

Settlement Abstraction

Treat bank money, tokenised deposits, stablecoins, central-bank money and future assets as execution primitives.

Private preview

Assurance & Evidence

Recover from provider failure, reconcile deterministic state and explain why an execution path was selected.

Execution lifecycle

A route is the output, not the input.

  1. 1Define financial intent
  2. 2Compile policy and mandate
  3. 3Observe financial state
  4. 4Generate eligible execution plans
  5. 5Price total economic cost
  6. 6Reserve liquidity and capacity
  7. 7Execute through permitted providers
  8. 8Recover or fail over safely
  9. 9Reconcile and confirm finality
  10. 10Generate proof and net residual positions

Total economic cost

Best execution is bigger than the fee.

GIBP is designed to consider provider fees, FX, prefunding, capital usage, credit, collateral, settlement risk, expected failure cost, reconciliation and operational burden. A lower headline transfer fee can still be the more expensive outcome.

Proof of best execution

Explain the decision after it happens.

The evidence model records eligible options, rejection reasons, observed inputs, policy version, selected plan, finality state and reconciliation evidence. Any cryptographic signing is presented only when implemented and verified.

Adoption path

Prove value before granting execution authority.

01

Shadow

02

Recommendation

03

Human-approved

04

Policy automation

05

Liquidity & netting

06

Balance-sheet optimisation